1. What personal data do we collect?
1.1 Information you provide to us
When you register as a private person we collect certain personal information which includes your name, address, email address, personal identity number, date of birth and phone number.
When you register as a company we collect certain information which includes your company name, registration number, type of business, address, phone number and name, date of birth, address and phone number of your company signatory.
In order for you to make transactions and use our Services we collect information regarding your bank account which includes your account number, clearing number and the name of the account holder.
1.2 Information we collect automatically
In order to confirm and verify your bank account and your identity and manage our risk we receive additional information about you from third party verification services and credit bureaus. Such information may include credit rating, risk class, risk forecast, credit limit, legal form, share capital, VAT number, domicile, places of business, calculated annual revenue, date of registration, board of directors, summary of annual accounts and key ratio, record of non-payment and debt with the enforcement service.
When you use our Services we record your account transactions, [transaction location, payment card numbers, payment card holders and information about financial institutions where you conduct business.]
We may also use a variety of technologies that automatically or passively collect information about how our Services are accessed and used. Such information may include: IP address or other unique identifier for the computer, mobile device, technology or other device you use to access our Website or use our Services, browser type and operating system. It may also include information about your activities whilst on the Website and when using our Services as well as information about other websites that you have visited either before or after you have entered onto the Website. For example, if you link your account to Facebook, or use other third-party sites or services in conjunction with your account, we may collect information related to your use of those third party sites.
2. How do we collect information?
We use a variety of technical methods such as cookies and web beacons to collect information.
Web Beacons. Small graphic images or other web programming code called web beacons, may be included in the Website and e-mail messages. Web beacons or similar technologies may be used for a number of purposes, including, without limitation, to count visitors to the Website, to monitor how users navigate the Website, to count how many e-mails that were sent were actually opened or to determine whether content sent was actually viewed.
3.How do we use your Personal Data?
Information you submit to us will be used for a variety of purposes such as, for example: to verify your identity, to send out news, offers and advertising to your e-mail address and/or mobile phone via sms, mms or similar messaging system, to tailor content, advertisements and offers we serve you, to improve the Website or to contact you with regard to your use of our Services and the Website. The information regarding your account is used [to deposit money from transactions made when using our Services]. Information submitted may be shared with third parties and transferred to a third country outside the EEA, as further detailed below.
4. Who has access to your personal data?
We may share your personal data with third parties that perform functions on our behalf, such as for example: companies or individuals that host or operate our Website, analyze data or provide customer service, advertisers, sponsors or other third parties that participate in or administer our promotions or provide marketing or promotional assistance. Your personally identifiable information may also be used by us or shared with our affiliates, sponsors, partners, advertisers or other third parties to provide you with product information and promotional and other offers.
Processing payment transactions requires that we share your personal information with financial institutions that allow us to offer your payment processing services as well as third parties who provide fraud prevention, collections and managed technology services. In connection with your registration on the Website we share your information with verification services and credit bureaus in order to verify your identity.
5. International Transfers
6. Links to third party websites
We reserve the right to disclose your personal data as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our site. We also reserve the right to transfer personal data in connection with the sale, assignment, or other transfer of our business or a portion of our business, including a corporate merger, consolidation, restructuring, sale of assets or other corporate change of our direct or indirect parent companies that affects us.
We store personal data for such a period as is prescribed by applicable law. During this period personal data is only used to the extent permitted by these terms and by applicable law as well as for the security of members, that is, in order to prevent, investigate, uncover and prosecute potential crimes against one of our members.
8. Your choice and access
You may always direct us not to share your personal information with third parties, not to use your personal information to provide you with information or offers, or not to send you newsletters, e-mails or other communications by: (i) sending us an e-mail at email@example.com, (ii) contacting us by mail at iZettle AB, Kungsg. 9, 111 43 Stockholm, Sweden, or (iii) following the removal instructions in the communication that you receive. Your opt-out request will be processed within 30 days of the date on which we receive it.